The decision between choosing home health care services, nursing care facilities, and family caregivers is never an easy one. There's no right or wrong answer. There is only an answer that is right for your family and the medical needs of your loved one. When deciding on a home health care service for a loved one, these are a few key considerations to keep in mind.
Insurance Coverage Requirements
One of the most important considerations, financially speaking, is what your loved one's insurance will cover when it comes to home health care. This is especially important when deciding between home health and a nursing home. While it isn't the only thing to keep in mind, the finances of caring for loved ones is no small thing. Choosing what works according to your insurance protection is often necessary to ensure that your loved one can have access to the long-term healthcare they require.
The Home Where Care Will be Provided
Another consideration is the condition of the home in which home health care will be provided. These key questions will help you determine whether your loved one can remain in their home while receiving home health care or if your loved one will need to move in with a family member.
- Is the home rented or owned by your loved one?
- Does the home need major renovations or extensive repairs?
- Is the home equipped for aging in place?
- What type of maintenance is required on the home each year?
If your loved one requires some type of major home health care service, the odds are good that they are unable to climb ladders to repair or maintain the home on their own. That means there are additional expenses to keep in mind when budgeting for your loved one's home health care costs.
The Location of Your Loved One's Home
Another key consideration is the location of your loved one's home. Many within aging populations across the country are discovering that homes in excellent neighborhoods decades ago may not be able to make the same claims today. Neighbors have moved away, and the strong sense of community people once experienced in their neighborhoods has evaporated as well. Some neighborhoods are experiencing growing crime rates and other problems, which can present safety and security issues for your loved one and home health care providers.
For most families, however, home health care is a viable option for protecting an aging loved one. You will have to decide what the right choice is for your loved one based on these factors and many more. Contact a home health care service near you to learn more.
